BeInCrypto Institutional 100: Top 20 Firms Bridging Retail Users to Crypto
The BeInCrypto Institutional 100 Awards 2026 concludes with the Retail to Crypto Bridge pillar narrowed to 20 shortlisted firms across five categories.
This pillar focuses on the consumer-facing layer of institutional crypto. It covers the neobanks, fintechs, brokers, onramp providers, and prediction market platforms moving retail users between fiat, crypto, stablecoins, and event-based markets.
The winners were announced at Proof of Talk in Paris on June 2, 2026. The firms below are listed alphabetically within each category. They are not ranked.
Best Digital Assets Neobank
This category recognizes digital-first banks that have integrated crypto trading, stablecoins, and staking into everyday banking for large retail user bases.
| Shortlisted Firm | Why It Made the Shortlist |
|---|---|
| Bunq | Bunq, Europe’s second-largest neobank with 17 million users, crossed €100 million in crypto trading volume in its first year through bunq Crypto, powered by Kraken. In September 2025, it became the first European challenger bank to launch flexible crypto staking. |
| Nubank | Nubank Cripto serves more than 4 million active crypto investors across Nubank’s 100 million-plus Brazilian user base. USDC is the second most-chosen first crypto purchase on the platform. Nubank also uses Talos smart-order routing and Fireblocks custody, and launched Earn Crypto staking in March 2026. |
| Revolut | Revolut serves more than 70 million customers globally, including 14 million active crypto users. It secured a MiCA license through CySEC in October 2025 and rolled out Crypto 2.0 with more than 280 tokens, zero-fee staking, and 1:1 fee-free stablecoin conversion. |
| SoFi | SoFi launched SoFiUSD in May 2026, becoming the first US national bank to issue a retail stablecoin on a public blockchain. The stablecoin runs on Ethereum and Solana and is available to SoFi’s 14.7 million members alongside bank-grade crypto trading, which launched in Q4 2025. |
Best Digital Assets Fintech
This category recognizes consumer fintech platforms outside pure banking that move retail users into crypto, stablecoin payments, and instant swaps at global scale.
| Shortlisted Firm | Why It Made the Shortlist |
|---|---|
| Block | Block runs one of the largest consumer Bitcoin footprints in the US through Cash App’s 58 million users. It also supports more than 800,000 auto-enabled Square Bitcoin sellers, the Bitkey hardware wallet with secure touchscreen, and a 5% Bitcoin Back rewards program running through December 2026. |
| ChangeNOW | ChangeNOW has operated since 2017 and is one of the largest non-custodial instant swap aggregators. It has more than 8 million users, supports over 1,400 cryptocurrencies across 110-plus blockchains, reports a 98% success rate, and averages 2 to 5 minutes per swap. |
| KAST | KAST raised $80 million in Series A funding in May 2026 at a $600 million valuation. The platform has more than 1 million users across 170-plus countries, supports stablecoin spending at 150 million Visa merchants, and is approaching $5 billion in annualized transaction volume. |
| Revolut | Revolut used its 70 million-plus customer base to record a 156% rise in 2025 stablecoin payment volume, reaching roughly $10.5 billion. It entered the UK FCA sandbox for a GBP-backed stablecoin in February 2026 and operates Revolut X across 30 EEA markets. |
Best Multi-Asset Broker
This category recognizes brokers and wealth platforms that have integrated crypto trading and spot crypto ETFs alongside traditional products such as equities, futures, FX, and bonds.
| Shortlisted Firm | Why It Made the Shortlist |
|---|---|
| Fidelity Investments | Fidelity offers retail crypto trading through Fidelity Crypto and Fidelity Digital Assets. It also integrates spot crypto ETFs into standard brokerage and IRA accounts, including FBTC, the second-largest spot Bitcoin ETF at roughly $18 billion in AUM, FETH, and the new FSOL with native staking rewards. |
| IG Group | IG Group serves 820,000 clients and became the first UK-listed broker to register crypto assets with the FCA. It offers access to more than 55 tokens alongside equities, CFDs, futures, and integrated crypto indexes. |
| Interactive Brokers | Interactive Brokers serves 2.5 million accounts and offers 11 spot cryptocurrencies through Paxos and Zero Hash. It added Bitcoin futures, launched crypto transfers in March 2026, and rolled out direct crypto trading across the European Economic Area in April 2026. |
| Swissquote | Swissquote holds a FINMA license and integrates more than 50 cryptocurrencies through its SQX crypto exchange. It also offers four staking options alongside equities, FX, and over 3 million tradable instruments on a Swiss banking platform. |
Best Onramp/Offramp Solution
This category recognizes regulated fiat-to-crypto and crypto-to-fiat infrastructure providers embedded by wallets, exchanges, fintechs, and AI agent platforms.
| Shortlisted Firm | Why It Made the Shortlist |
|---|---|
| Coinbase | Coinbase Onramp powers fiat-to-crypto conversion for hundreds of consumer apps through Apple Pay, Google Pay, and bank rails. It also benefits from Coinbase’s US BitLicense, state money transmitter licenses, and regulated US exchange infrastructure. |
| MoonPay | MoonPay serves 30 million customers across more than 180 countries. It holds a New York BitLicense and EU MiCA authorization, completed six recent acquisitions including Helio, Decent.xyz, DFlow, and Dawn Labs, and launched headless Apple Pay onramps in May 2026. It also powers Paysafe’s $167 billion payments platform. |
| Stripe | Stripe owns Bridge, a major stablecoin orchestration platform that received OCC trust charter approval in February 2026 and quadrupled volume in 2025. Stripe also owns embedded wallet provider Privy, while Stripe Crypto Onramp is embedded across leading wallets including Phantom. |
| Zerohash | Zerohash provides regulated B2B crypto, stablecoin, and tokenization infrastructure for brokerages, fintechs, and banks, including Interactive Brokers. It received MiCAR authorization in November 2025 and estimates an addressable base of 1.4 billion stablecoin-ready accounts globally. |
Best Market Predictions Solution
This category recognizes regulated event-contract and prediction market platforms bringing retail users into derivatives tied to real-world outcomes.
| Shortlisted Firm | Why It Made the Shortlist |
|---|---|
| Coinbase | Coinbase rolled out prediction markets to all 50 US states on January 27–28, 2026 through Coinbase Financial Markets and a Kalshi distribution deal. The product uses USDC for settlement and Coinbase Custody for safekeeping, supporting Coinbase’s broader “everything exchange” strategy. |
| Kalshi | Kalshi is a CFTC-regulated Designated Contract Market. It recorded $52 billion in cumulative event contract volume through March 2026 and $14.8 billion in April 2026 alone. Its distribution network includes Robinhood, Coinbase, and Crypto.com, while its 2026 valuation sits above $20 billion. |
| Polymarket | Polymarket re-entered the US in late 2025 after acquiring CFTC-licensed QCX for $112 million. It secured a CFTC Amended Designation Order in November 2025 and received a $2 billion investment from ICE, the owner of the NYSE, at a $9 billion valuation. |
| Robinhood | Robinhood Prediction Markets launched in March 2024 through a Kalshi distribution deal. The product has traded 11 billion contracts from more than 1 million customers and became Robinhood’s fastest-growing revenue line. Its January 2026 MIAXdx acquisition added an in-house CFTC-licensed exchange and clearinghouse. |
About the BeInCrypto Institutional 100
The BeInCrypto Institutional 100 is an annual research program covering 25 categories across six pillars: Capital Markets & Infrastructure, Access to Digital Assets, Tokenization & On-Chain Finance, Enterprise Blockchain, Regulation & Governance, and Retail to Crypto Bridge.
The 2026 evaluation window ran from April 2025 through March 2026.
Shortlists were selected through BeInCrypto’s editorial research methodology and blind scoring by an external panel of institutional digital asset practitioners.
Each category follows one of three scoring tracks, depending on the data profile of the market. Public filings, regulatory registers, audited reports, on-chain data, ETF flow trackers, and nominee disclosure forms were used where available.
Final blended scores are not published. Inclusion on the shortlist reflects the combined outcome of research and judge review.
Editorial contact: awards@beincrypto.com
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